In the continual quest to make depleting your wallet entirely more convenient, Voice Pay's online payment system actually expects you to vocally confirm your next decrease in fundage. Dubbed the "world's first payment system interlinked with advanced voice biometric technologies," the system records and stores your "vocal fingerprint" so you can phone in a payment or purchase products on-site that support it. Of course, it's entirely likely that you'll be repeating all sorts of random numbers, passwords, and mother's maiden names in public in order to get that bill paid, but we're sure the hardcore yappers won't mind a bit.

[Via Textually]

With services like NTT DoCoMo's FeliCa-based Osaifu-Keitai in Japan and Mifare deployed through much of Europe, perhaps one of the last great hurdles to widespread acceptance of phone-based e-wallets is a lack of standardization. Either that, or most people don't feel the need to pay for things by tapping their phone on various devices, but we digress; the point is that the GSM Association has now taken up the cause of getting everyone on the same page with its global "Pay-Buy Mobile" initiative. We really mean global, too -- among a slew of carriers, AT&T, NTT DoCoMo, Vodafone, and KTF are on board, representing the US, Japan, Europe, and South Korea, respectively, and the manufacturer camp counts Nokia, Samsung, and LG as its members. The first Pay-Buy Mobile trials are schedule to kick off this October, a schedule that is probably helped along by the availability of existing software and chips from Sony and NXP and the GSMA's pledge to build off financial institutions' existing NFC initiatives. We can't promise we'll use it -- but yeah, if it's secure, go ahead and build it into our phones, folks.

[Via Phone Scoop]

We'd previously noticed that Cingular was collaborating with Citigroup on some sort of mobile payment system in New York City, though details were pretty slim for the picking at the time; now the carrier has come out with full disclosure on exactly what it is they have up their sleeves. Like its Atlanta trial last year, the New York program involves Nokia handsets fitted with NFC (near-field communication) guts -- though for the sake of the trial participants, we hope Cingular is offering something a little more up-to-date than the lowly 3220 this time around. Unlike Atlanta, however, Cingular has switched up their financial partner from Chase / Visa to Citi / Mastercard, giving users the ability to use their phone for payment anywhere Mastercard's PayPass system is accepted. Parties involved expect the trial to last a total of three to six months, at which point we should all have a better perspective on how folks feel about shedding cash by tapping their cellphones against various surfaces. Of course, Japan seems to like it just fine -- so why not us?