...you're not taking a test, they're just looking at your established record to prove your credit worthiness. When I worked in finance (before the newer privacy laws), we'd take all zeroes in a requested credit check and TransUnion (one of three credit bureau agencies) would fill out the correct social security number. They'd just match your address, name and phone number to your records. I'm not sure exactly what happens now since credit fraud has become such a huge issue. It might do the same and they just call to verify...
Well failing the credit check would mean your credits already bad that you can't secure a cell phone contract when there are so many people out there who live under the poverty level and still have a cell phone...
Reader Comments (Page 1 of 1)
Flippy @ Jul 2nd 2007 9:53AM
Wont failing the credit check go on your permanant credit record?
technicaldiva @ Jul 2nd 2007 10:45AM
If you use a fake SSN how will it get on your record?!?!
PynkFloydd @ Jul 2nd 2007 11:31AM
...you're not taking a test, they're just looking at your established record to prove your credit worthiness. When I worked in finance (before the newer privacy laws), we'd take all zeroes in a requested credit check and TransUnion (one of three credit bureau agencies) would fill out the correct social security number. They'd just match your address, name and phone number to your records. I'm not sure exactly what happens now since credit fraud has become such a huge issue. It might do the same and they just call to verify...
Graffitimonkie @ Jul 2nd 2007 4:06PM
Well failing the credit check would mean your credits already bad that you can't secure a cell phone contract when there are so many people out there who live under the poverty level and still have a cell phone...